Seller’s Financing

Seller’s financing is a form of deal structure in which the seller agrees to finance part of the purchase price, typically through a loan or deferred payment arrangement. Instead of receiving the full amount upfront, the seller provides credit to the buyer – often in the form of a promissory note – allowing for more flexible payment terms. This can help bridge valuation gaps, attract a broader range of buyers, and demonstrate the seller’s confidence in the future performance of the business.

P4i structures and negotiates seller financing arrangements to balance risk, enable deal completion, and align incentives between buyer and seller in M&A transactions.